1) Introduction and Description of the Platform

The terms of service stated herein constitute a legally binding agreement (the "Agreement") between you (the "User" or "you") and FinBursa Technologies Ltd, a private company limited by shares incorporated in the Dubai International Financial Centre ("DIFC") in Dubai, the United Arab Emirates (the "UAE"), having registered number 8902 and having its registered address at Unit IH-00-01-02-OF-01, Level 2, Innovation Hub, DIFC, Dubai, UAE (referred to as "FinBursa", the "Company", "we", "us", or "our"). This Agreement governs your use of the FinBursa website, application and online platform software ("App") (together the "Platform"). The Platform provides an open information platform with direct communication features on Android, iOS, or any operating system, computer system, mobile device or other system controlled by you which uses a platform capable of supporting the Platform ("Device").

In order to access the Platform you must first agree to the terms of service that are set out in this Agreement and your access to and continued use of the Platform are conditional on your acceptance of and compliance with this Agreement. By actively ticking the acceptance box and accepting the terms of this Agreement, you agree that you, and each person you allow to access the Platform through your account, are subject to, are legally bound by, and will abide by the terms of service set forth in this Agreement.

We provide an open information platform with direct communication features to those that wish to present potential business or investment opportunities (each a "Project") and to those that may be interested in discussing and exchanging information with respect to such Projects. A Project must have a minimum investment ticket of not less than US$100,000 (or such other amount as may be determined from time to time by the Dubai Financial Services Authority).

Users of the Platform are first required to subscribe and open an account as a "User". Users shall be required to complete the FinBursa registration process and shall provide any "know your customer" ("KYC") and anti-money laundering ("AML") information and documentation which may be reasonably requested by FinBursa from time to time to enable FinBursa to complete all necessary screenings of new members to ensure FinBursa's compliance with relevant laws and regulations. In all circumstances, Users wishing to be categorised as Issuers (as defined below) will be required to provide sufficient evidence of their existence and ownership of the relevant legal entity, and prior to each project uploaded to the Platform will be required to satisfy FinBursa that it has all necessary rights to offer such project to Investors (as defined below) on the Platform. FinBursa's decision shall be final in this regard, and there shall be no appeal in the event that FinBursa rejects any application to subscribe and open a User Account (as defined below) or rejects or removes any project from the Platform.

A User may be required to pay a subscription fee ("Subscription Fee") in return for such User's use of the Platform. FinBursa shall not charge the Users any other fee, charge or commission besides the Subscription Fee with respect to use of the Platform or respect to any arrangement or transaction that may arise as a result of a User's use of the Platform. FinBursa reserves the right to adjust (upwards or downwards) or waive the Subscription Fee in respect of a User from time to time, and shall communicate any change to your payment amount or terms not less than five calendar days in advance of any such change taking effect.

FinBursa shall issue invoices at such intervals and in such a manner as FinBursa may reasonably determine.

You must pay your Subscription Fee within five calendar days of its becoming due. If your payment method has expired or your payment is declined, you must provide us with an updated or alternative payment method and pay the Subscription Fee within this period; if you do not pay your Subscription Fee within this period, your User Account will be blocked until such time as you pay the overdue Subscription Fees.

There are four general categories of Users:

1. Individuals or entities which are Professional Clients as defined in the Dubai Financial Services Authority Rulebook (the "Rulebook") from time to time, which definition currently includes high-net-worth individuals, family offices or entities (with US$2,000,000+ (two million dollars plus) cash reserves), financial institutions, fund managers, external asset managers and other similar individuals or entities, (including persons who are authorised representatives or employees of any such sophisticated investors) who wish to receive information related to Projects ("Investors");
2. Entities that wish to present information related to Projects to sophisticated investors (including persons who are authorised representatives or employees of any such parties wishing to present information related to Projects to Investors) ("Issuers");
3. Authorised agents, brokers and financial, legal, or other advisors of Investors, Issuers or Strategic Partners (as defined below), accessing the Platform for the purposes of advising their clients in a professional capacity or acting as agent of their client, but not acting in their own personal capacity ("Advisors");
4. Entities wishing to subscribe to additional services as a strategic partner ("Strategic Partner") of FinBursa (including persons who are authorised representatives or employees of any such Strategic Partner), which provides the Strategic Partner with its own sub-domain within the Platform and the ability to register and approve the registration of Users and the posting of Projects.